State Disclosures

CALIFORNIA
RESIDENTS

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Medical Accounts: Nonprofit credit counseling services may be available in the area.

You may request records showing the following: (1) that Receivables Outsourcing, LLC has the right to seek collection of the debt; (2) the debt balance, including an explanation of any interest charges and additional fees; (3) the date the debt became delinquent or the date of the last payment; (4) the name of the creditor and the account number associated with the debt; (5) the name and last known address of the debtor as it appeared in the creditor’s records prior to assignment of the debt; and (6) the names of all persons or entities other than the debt collector to which the debt has been assigned, if applicable. You may also request from us a copy of the contract or other document evidencing your agreement to the debt.

A request for these records may be addressed to: Receivables Outsourcing, LLC, P.O. Box 876, Glen Burnie, MD 21060.

California Debt Collection License # 10598-99

COLORADO
RESIDENTS

Receivables Outsourcing, LLC Colorado Office 27 North Willerup Avenue, Suite B Montrose, CO 81401 970-249-7514 Or Toll Free at 1 (877) 435-4009

FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

CONNECTICUT

The law requires that we provide consumers with our Nationwide Multistate Licensing System Identifier Number.

NMLS Identifier: 1126626.

MASSACHUSETTS RESIDENTS

NOTICE OF IMPORTANT RIGHTS

You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.”

NEVADA
RESIDENTS

If the consumer pays or agrees to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: (1) an acknowledgment of the debt by the consumer; and (2) a waiver by the consumer of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt; and (3) if the consumer does not understand or has questions concerning his/her legal rights or obligations relating to the debt, the debtor should seek legal advice.

NEW MEXICO
RESIDENTS

Services may be performed in a hospital by participating and non-participating providers who may separately bill a patient. Those providers that perform health care services may or may not participate in the same health benefits plans as a hospital. Non participating providers that perform health care services may be limited in the charges they can assess a patient. Prospective patients should contact their health insurance carriers in advance of receiving services at a hospital if possible to determine whether the scheduled health care services will be covered at in-network rates. This is not an exhaustive list of a patient’s rights under the Surprise Billing Protection Act, so they should review the Act to ensure they understand their rights or if they have any questions. Additionally, any questions regarding the Surprise Medical Billing Act can be sent to the Superintendent of Insurance at: Office of Superintendent of Insurance PO Box 1689 Santa Fe, NM 87504-1689

NEW YORK CITY
RESIDENTS

New York City Department of Consumer Affairs License Number: 2026254-DCA

Receivables Outsourcing, LLC conducts its business in English. We do not offer any language access services at this time.

A translation and description of commonly-used debt collection terms is available in multiple languages on the NYC Department of Consumer Affairs website, www.nyc.gov/dca